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The formatting is not professional or tailored to the USAA. The from address is not an official USAA email address. The link directs to a suspicious IP address.

Dear Valued Customer,

For your protection, enhanced online security is coming to your USAA bank account and we want you to know what to expect.

This enhanced, two-factor authentication will help protect you against fraud, unauthorized account access, and identity theft. It’s important to maintain current account credentials and contact information for your account so this protection can work.

Please VERIFY YOUR ACCOUNT credentials and contact information.

Thank you for helping us to serve you better.

USAA